mis-sold-mortgages

Negative Equity Company

Negative Equity NI has been independently verified as the top negative equity company in Northern Ireland with 4.88 out of 5 stars.  We hold the best record for helping our customers achieve write-offs of up to 95%.  Our average debt write-off is £75,923 and we are successful in 96.6% of our cases.

What Is Negative Equity?

Negative equity is when the current market value of your property is lower than what you still owe on your mortgage.  According to the Belfast Telegraph there are over 60,000 homes in negative equity in Northern Ireland.  For some people this means they feel trapped in their home and can’t afford to move.  For others the issue is more immediate because an increasing number of people who took out interest only mortgages are coming to the end of their mortgage term and owe more than their property is worth.  This is where Negative Equity NI can help.

What are my options if my home is in Negative Equity?

The most common solution we help with is negotiating a mortgage write-off with your mortgage provider.  We always carry out an individual case review to look at your specific circumstances and to get you to the best solution to get you out of negative equity.  We are the only Negative Equity company in Northern Ireland who are FCA authorised and regulated to give you advice on the full range of options available to you all under one roof.

Who Can Help Me Get Out of My Negative Equity Situation?

Phil Davison & Tom Caldwell from CD Fairfield Capital Ltd lead the team at Negative Equity NI and our team has over 20 year’s experience in the property and financial fields.  We have helped over 500 clients in Northern Ireland get out of debt and we are here to help you.  We are proud to have achieved an independent score of 90% on our reviews on Net Promoter in recognition of our commitment to providing excellent customer service.

What is the process with Negative Equity NI?

To get started on the right track to discuss your negative equity situation just give us a call on 02890 183223.  We are based near the SSE Arena in Belfast and it’s usually best to arrange an appointment so that you can explain your individual circumstances and we can discuss what we can do to help you.  After the meeting we will carry out a case review, look at your options in more detail and give you a list of our recommended options.   If you decide to go ahead with any of our proposals, then we can then negotiate your debt write-off for you.  Our service is 100% confidential.  Let us take away your stress from being in negative equity.