Need to sell a property fast? We can help.

Selling a house can be a long process. In Northern Ireland, the average time it takes to sell a property is 119 days, about three months, and for some sellers this is just too long.

Some people may need to move house because they have a sale agreed on another property or you need to move city, or even country for a new job or to enjoy retirement somewhere warm, and can’t afford to wait three months to sell an existing home.

People going through a divorce may also want to sell their home as quickly as they can in order to end any financial commitments they might have with their former partner, so they can move on with their lives as quickly as possible.

A fast house sale might also be necessary for borrowers dealing with property debt who need to sell as part of a settlement with their lender.

But moving can be a difficult enough process, especially when dealing with other changes in personal circumstances like a move or a divorce, and having to handle a protracted sale at the same time is only going to make things more difficult.

At Fast House Sale NI, however, we can help you get a property sold as quickly as possible, so our clients can move on with their life without the burden of an old property holding them back.
We can agree an offer on the property in as little as 48 hours and once we’ve agreed a price, we can complete the sale as quickly or as slowly as needed depending on the circumstances. Once we’ve made an offer it will remain valid for 28 days, to give enough time to decide if it’s the best option.

Selling a property with us could also save money. We typically buy properties for 80-85% of their market value, which might sound like a loss compared to selling with an estate agent, but there can be significant savings along the way.

Selling property through an estate agent means have to having a valuation, there will be solicitor’s fees, and, of course, the mortgage repayments will still have to be covered until the sale is completed, which could take months.

Selling your home with Fast House Sale NI, however, is different. We offer a free valuation, consultation and will contribute to the solicitor’s costs, so selling a house to us is much cheaper than a conventional sale and completing the sale faster means getting out of the making mortgage repayments a lot faster.

We also offer much more discretion, than an estate agent will provide. Privacy is important, especially during a difficult time, such as when going through a divorce. When dealing with us, there’s no need for a billboard outside the house. We won’t post pictures of the house online or in a shop window for everyone to look at. When selling a house with Fast House Sale NI, we guarantee confidentiality.

For more information, call Fast House Sale NI now on 0844 846 8880 and we will make an offer within 48 hours.

Selling a property in winter? Here are our tips for seasonal staging.

Winter can be a difficult time to sell a property, but with the right staging, you can turn the season to your advantage. Here are our tips for success when selling your home in winter.

Start from theoutside.

We don’t get a lot of snow in Northern Ireland, but when it comes it can be a hazard, as can the ice that appears more frequently. Make sure you keep your driveway and any paths around the outside of your house clear of snow and ice so potential buyers don’t fall when they come to view your house.

It’s also a good idea to get out and make sure any hedges or outdoor plants are presentable. It’s easy to neglect the garden when it’s cold outside, but taking care of this area will make your house look much more appealing to house hunters.

Don’t forget the windows.

Even in the warmer months, many people forget to take care of their windows, but during the winter it’s especially important to keep them clean both inside and outside. During the winter, windows can accumulate a layer of grime that blocks some of the natural light you’ll want to get in to brighten up your interiors.

Keep your house bright.

Switch the lights on when you have people in to view your house, even during the day. It’s dark enough in winter, so keeping your house well-lit will make it feel more inviting to prospective buyers. Make sure you replace any light bulbs that need changing and add a few lamps to darker spaces.

If you can make the most of what natural light is available by scheduling viewings during the late morning and afternoon, this is worth doing. Keep the curtains open to allow as much natural light in as possible.

Make it warm and comfortable.

If you have a fireplace in the house, light it before viewers arrive. This will help make the house appealing by warming it up and giving it a nice ambience. Turn the heating on as well to keep the whole house a comfortable temperature so people stay long enough to appreciate the property.

Arranging sofas and beds with heavy winter blankets, duvets and cushions will also make the house look like a comfortable place to spend cold winter days. Choosing warm colours will help set the mood as well.

Contact Us.

With so much to do when selling a house, you need an estate agent who will make the process as easy as possible for you. So, if you’re looking planning on selling, take a look at our website or visit us in one of our branches in Templepatrick or on the Lisburn Road in Belfast and find out how we can help you make your next move.

Struggling With Debts In Belfast? Make 2018 The Year You Get Your Finances Back On Track.

Debt is a normal part of most people’s personal finances. Everyone relies on credit cards, over drafts, personal loans and mortgages at some point in their lives. Whether you’re renovating your house, paying for a holiday or just tiding yourself over until payday, everyone borrows.

For some people, however, debts can become unmanageable. Sometimes a pay cut or losing a job can make your repayments unaffordable. Sometimes low wages lead to chronic debt you can’t escape from.

Often people find their debt situation gets worse at the start of the New Year. Christmas spending on credit and store cards can add to existing debts, leaving you owing more than usual.

If this situation sounds familiar to you, then we can help. At Get Help With Debt, we can help you to write off thousands of pounds in debt and provide you with a range of options for dealing with the remainder.

For some clients a debt management plan might be what they need to get to grips with their debt. With a debt management plan, you will only have one monthly payment to make and you will only pay what you can afford until your debts have been cleared.

For others, an individual voluntary arrangement, or IVA, might be the best option. An IVA is a legally binding agreement between you and your lender and could make you debt free in as little as five years. We’ll stop your creditors from calling or writing to you to demand payments and freeze any late fees or charges you’ve incurred.

For a few clients, self-petition bankruptcy might be necessary. You will have to put any available disposable income you have towards this for three years, but you won’t have to deal with your creditors anymore and once your bankruptcy is completed you will be able to start fresh.

So, if you’re living in Northern Ireland and struggling with debt, whether your credit cards have gotten out of control, store cards are mounting up or you have a mortgage you just can’t afford, we can help you.Go online to www.gethelpwithdebt.co.uk and take our free online debt assessment or request a call back to discuss your situation and take the first step to becoming debt free.

UK house price growth to remain flat in 2018.

House price growth across is to remain essentially flat in 2018, according to the latest Nationwide House Price Index, which predicts growth of only 1%.

According to the report, modest annual growth in the wider economy of 1-1.5%, combined with stagnating household finances will act as a drag on house prices, holding down growth and keeping activity in the housing market subdued over the next 12 months.

The report also notes that house price growth already slowed over the last year, with prices up by only 2.6% annually in 2017, compared to 4.5% in 2016.

Despite this modest growth in 2017, property prices ended the year down slightly month on month, recording a fall of 0.6%, according to the Halifax.Robert Gardner, chief economist at Nationwide, said; “Low mortgage rates and healthy employment growth continued to support demand in 2017, while supply constraints provided support for house prices. However, this was offset by mounting pressure on household incomes, which exerted an increasing drag on consumer confidence as the year progressed.

“The impact of previous policy changes, including additional stamp duty on second homes, changes to tax deductibility of landlord expenses and lending criteria, meant that demand from buy to let investors remained subdued in 2017.”

In 2017, London house prices were hit hardest by the slowing market, falling by 0.5% over the year.

We can help.

These figures will be worrying for homeowners already struggling with negative equity. With prices stagnant across the UK and some areas even seeing prices fall, mortgage borrowers with negative equity will have no hope of seeing their property gain enough value to overtake the shortfall.

So, if you’re struggling to sell a home you can’t afford, or you’re trapped in arrears or negative equity on your property, then we can help.

At Negative Equity UK, our team of property debt specialists offers a range of possible solutions based on your individual situation. Whatever your circumstances, the process starts with a case review. We will obtain all of the original documentation on your mortgage from your lender so we can assess your needs and work out the best way for us to help you.

We don’t adopt a one size fits all approach to helping our clients. Instead, we offer bespoke solutions based on your specific needs and circumstances.Many people need to sell their house in order to deal with their debt. In this case, we can arrange a shortfall sale and negotiate with your lender in order to write off as much of the remaining debt as possible, leaving you with a much smaller amount left to pay.

If you’re in arrears on your mortgage, or you’re trapped in a property in negative equity and you need to move on take a look at our reviews and contact us on 0161 631 2727 or fill out a contact form on our website and we will arrange a call back and start the process of dealing with your property debt.